Access capital in a day and get rewarded with S$388 Cash Bonus for kicking off 2026 strong!
Here's how to get your bonus:
Apply for a GXS Business loan.
Apply for and accept GXS FlexiLoan Biz and/or Working Capital Loan by GXS Capital between 15 Jan - 31 Mar 2026.
Enter promo code “GXS26LOANS” during onboarding.
Draw down a loan.
Draw down a loan value of at least S$38,000 by 31 March 2026.
Repay on time for the first 3 months.
Get S$388 cash bonus!
Get S$388 cash bonus credited directly to your GXS Biz Account!
Get started now.
*Exclusively for new GXS Business Banking customers.
Got questions?
We got answers.
What is this campaign about and when is the campaign period?
This is a limited time campaign providing business loan customers with a one-time cash reward for taking GXS FlexiLoan Biz or GXS Capital Working Capital Loan between 15 January 2026 to 31 March 2026.
What is the reward?
The reward is a one-time cash credit of S$388.
S$388 cash reward when you draw down a loan of minimum S$38,000 during campaign period. Instalment loans (i.e. GXS FlexiLoan Biz and GXS Capital working capital loans) should have min 12 months tenure and you must repay the instalment amount on time for the first 3 instalments.
Am I eligible to participate in this offer?
Yes, you are eligible if you are a business which is new to GXS Bank (i.e. you have no existing business products with GXS Bank or GXS Capital) as of 14 January 2026.
What do I need to do to qualify for the reward?
To qualify, there are two simple steps.
Step 1: Draw down a minimum of S$38,000 GXS FlexiLoan Biz and/or GXS Capital loan between 15 January 2026 to 31 March 2026, with a minimum loan tenure of 12 months for instalment loans.
Step 2: Repay your loan on the repayment due date every month. Please note that you will not qualify if you repay your loan ahead of schedule or if you have any overdue payments.
Thereafter, as long as your GXS Biz Account and GXS FlexiLoan Biz account and/or GXS Capital account remain active and in good standing until the point of fulfilment, you will receive the reward.
Can I repay my loan early?
If you repay your loan ahead of schedule, you will not be eligible for the cashback reward.
What happens if I make a late repayment?
If any monthly instalment is repaid past the due date, you will not be eligible for the reward.
When will I receive the reward?
If you qualify, the cash reward will be credited into your GXS Biz Account by 31 Jul 2026.
For full campaign T&Cs, click here.
GXS Business Banking consists of products and services provided by GXS Bank and GXS Capital. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore. GXS Capital operates under the legal entity Validus Capital Pte. Ltd. (a wholly-owned subsidiary of GXS Bank), which holds a Capital Markets Services license for dealing in Capital Markets Products which are securities, issued by the Monetary Authority of Singapore. GXS Bank and GXS Capital are separate entities and are not associated with the businesses of Grab, Singtel, or their entities.
The GXS Biz Account and GXS FlexiLoan Biz are provided by GXS Bank. Terms and conditions: Business Account Terms, GXS FlexiLoan Biz Terms, Biz Ecosystem Terms - Grab and Biz Ecosystem Terms - Singtel shall apply. For full terms and conditions, please visit business.gxs.com.sg. Invoice Financing, Purchase Order Financing, Accounts Payable Financing and Working Capital Loan are provided by GXS Capital. For full terms and conditions, please visit gxscapital.sg/assets/Validus-Terms-and-Conditions-Governing-Accounts-and-Services.pdf
Approval of your application for GXS Business Banking products and services is subject to the receipt of all supporting documents, review, and processing time. GXS Bank and GXS Capital reserve the right to approve or reject applications without providing reasons. Late interest charges may apply for late repayment. Loans are subject to periodic review and may be cancelled at the discretion of GXS Bank and/or GXS Capital.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
