Get upfront capital of up to S$1,000,000
Purchase Order Financing converts your POs into immediate cash flow to help manage overheads and upfront purchases.
Now serving SMEs in Singapore
Now serving SMEs in Singapore
Easy financing for your purchase orders.
Do not let funding delays cost you a major contract. We fast-track your Purchase Order Financing, getting your application approved and funds disbursed in as little as one working day.
Unlock up to S$1M, collateral free.
No pledging of your valuable assets is required with our innovative underwriting methodology.
Affordable interest rates from 1.0% per month.
Take care of your cashflow needs with competitive interest rates and big loan limits.
Fast & hassle-free.
Get loan approval and disbursement in 1 working day.
How does Purchase Order Financing work?
To accommodate different business needs and customer relationships, GXS Capital offers two flexible underwriting modes—Disclosed and Non-Disclosed. This section explains how each option operates alongside an interactive calculator to help you estimate your cash advance and timing.
Disclosed Invoice Financing
Non-Disclosed Invoice Financing
Buyer Notification
Your buyer is formally notified of the invoice assignment to GXS Capital.
Confidential facility
Your buyer is not notified of the financing arrangement.
Payment Collection
Buyer pays 100% directly to GXS Capital on the due date.
Buyer pays your company directly
You remit the settlement to GXS Capital.
Documentation Pack
Minimal paperwork
Director Credit Bureau (CBS) report only.
Full financial pack
Bank statements, financial statements, and CBS report.
Best Used For
Fast approvals backed by strong corporate buyer credit profiles.
Maintaining private, unannounced financing workflows.
Your customer orders a product / service via a Purchase Order (PO).
You share the purchase order you want to finance with GXS Bank.
GXS Bank funds up to 50% of your purchase order amount.
You pay the financed amount when your loan term is due.
Your customer orders a product / service via a Purchase Order (PO).
You share the purchase order you want to finance with GXS Bank.
GXS Bank funds up to 50% of your purchase order amount.
You pay the financed amount when your loan term is due.
DY?
Now serving all Sole Proprietors and Pte. Ltd.
Got questions?
We got answers.
What are the eligibility criteria or requirements for Purchase Order Financing?
Only Singapore private limited companies registered with ACRA that have been in operation for at least 2 years can apply for Purchase Order Financing. The loan approval outcome will depend on the assessment of our credit and risk teams.
What documents are required to apply for Purchase Order Financing?
For Purchase Order Financing*:
- 2-year Financial Statements
- 6-month Bank Statements
- CBS of Directors
- GST F5
- Order book or Ageing report
*Documents required for credit assessment only. Additional documents may be required on a case-by-case basis. KYC documents for onboarding to be submitted after approval.
Need Assistance?
GXS Bank holds a banking license and is regulated by the Monetary Authority of Singapore. GXS Business Banking operates under GXS Bank to provide financial products and services to enterprises. GXS Bank is a separate entity and is not associated with the businesses of Grab, Singtel, or their entities.
Approval of your application for GXS Business Banking products and services is subject to the receipt of all supporting documents, review, and processing time. GXS Bank reserves the right to approve or reject applications without providing reasons. Late interest charges may apply for late repayment. Loans are subject to periodic review and may be cancelled at the discretion of GXS Bank.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Full Terms and conditions apply, please visit:
Business Account Terms here.
GXS FlexiLoan Biz Terms here.
Biz Ecosystem Terms - Grab here.
Biz Ecosystem Terms - Singtel here.
Terms and conditions governing GXS Business Banking Campaign here.
GXS SME terms and conditions, click here.
