Capital in 24 Hours
you can count on
Capital in 24 Hours
Built For Every Stage of Your Business.
Daily interest on business accounts. Fast business loans up to S$5M.
Built For Every Stage of Your Business.
Daily interest on business accounts. Fast business loans up to S$1M.



Singapore’s digital bank for SMEs.
Bank anytime, anywhere.
Your time is money. Check in on your business finances whenever you need. No branches, no queues.
You've made us one of the region's best.
Thank you.
Independently judged by the region's most respected banking authorities. Proof that better banking is possible — and worth celebrating together.
Awarded by Asian Banking & Finance
Retail Banking Awards 2026
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Initiative of the Year
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Daily interest in your business account.
Fast business loans up to S$5M.
GXS Biz Account
Daily interest business account
Get 1.08% p.a. daily interest. Zero fees, no minimum balance, unlimited free PayNow transfers. Instant account opening.

GXS FlexiLoan Biz
Standby credit line. Capital in 4 minutes.
Customize the loan you need, at low rates from 4.99% p.a. (EIR 9.32% p.a.). No fees, no early repayment charges.

The best of Grab & Singtel
Special privileges for Grab Merchant partners and Singtel customers.
Hear it from homegrown businesses
Real voices, real successes - here's how our customers are winning with GXS Bank.
All on an app.
Bank anytime, anywhere.
Your time is money. Check in on your business finances whenever you need. No branches, no queues.
DY?
Sign up in under 4 minutes. No paper work, no branches.
GXS Bank holds a banking license and is regulated by the Monetary Authority of Singapore. GXS Business Banking operates under GXS Bank to provide financial products and services to enterprises. GXS Bank is a separate entity and is not associated with the businesses of Grab, Singtel, or their entities.
Approval of your application for GXS Business Banking products and services is subject to the receipt of all supporting documents, review, and processing time. GXS Bank reserves the right to approve or reject applications without providing reasons. Late interest charges may apply for late repayment. Loans are subject to periodic review and may be cancelled at the discretion of GXS Bank.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Full Terms and conditions apply, please visit:
Business Account Terms here.
GXS FlexiLoan Biz Terms here.
Biz Ecosystem Terms - Grab here.
Biz Ecosystem Terms - Singtel here.
Terms and conditions governing GXS Business Banking Campaign here.
GXS SME terms and conditions, click here.















