Grow your business fasterwith GXS Business Banking
Grow your business faster with
GXS Business Banking
GXS Business Banking
Daily interest on deposits. Competitive loan rates. No Fees.
Daily interest on deposits. Competitive loan rates.
No Fees.
Currently only open to Sole Proprietorship businesses.
Register Now
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All on an app.
Bank anytime, anywhere.
Your time is money. Check in on your business finances whenever you need. No branches, no queues.
Daily interest on deposits.
Competitive loan rates.
No fees.
Add a little Huat to your 2025 CNY
Start the year right with GXS Business Banking. Earn up to 2.68% p.a interest with GXS Biz Account¹, and get access to flexible financing with GXS FlexiLoan Biz, a low-interest standby credit line² that also comes with the GXS Biz Account.
Up to S$588 cashback could also be yours when you boost your business finances with GXS Business Banking.
Here's how:
Step 1: Download the GXS Bank app and sign up for a GXS Biz Account or GXS Flexiloan Biz in minutes.
Step 2: Make a deposit or draw a loan between 20 Jan and 28 Feb 2025.^
Deposit min. $10,000
Borrow min. $8,000
Borrow min. $18,000
Borrow min. $28,000
S$88
S$188
S$388
S$588
Step 3: Receive your cashback directly in your GXS Biz Account by 30 June 2025.
GXS Biz Account
Daily interest account
Up to 2.68% p.a.* daily interest. No fees, no minimum balance, no paperwork. Instant account opening.
GXS FlexiLoan Biz
Instant, flexible capital
Customize the loan you need, at low rates from 4.99% p.a. (EIR 9.32% p.a.). No fees, no early repayment charges.
The best of Grab & Singtel
Special privileges for Grab Merchant partners and Singtel customers.
All on an app.
Bank anytime, anywhere.
Your time is money. Check in on your business finances whenever you need. No branches, no queues.
DY?
Sign up in under 4 minutes. No paper work, no branches.
GXS Bank is a separate entity and is not associated with the businesses of Grab, Singtel and their entities. The GXS Biz Account and GXS FlexiLoan Biz are provided by GXS Bank. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore.
Full Terms and conditions apply, please visit:
Business Account Terms here.
Business FlexiLoan Terms here.
Biz Ecosystem Terms - Grab here.
Biz Ecosystem Terms - Singtel here.
^Offer valid from 20 January till 28 February 2025. Cashback is limited to first 500 eligible customers. You will need to deposit fresh funds or make a loan draw down between 20 January till 28 February 2025. Eligible loans should have a minimum tenure of at least 12 month, and be kept active for minimum 3 months from drawdown date. Customers can only be eligible for one reward tier; if the customer performs two eligible actions, only the higher cashback reward will be given. For additional terms and conditions please visit www.business.gxs.com.sg/cny2025-terms
Account opening is subject to GXS Bank's approval and may require additional supporting documents and processing time.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
1Applicable for Grab Merchants who link their Grab Merchant account to their GXS Biz Account and receive at least 1 cashout transaction into their GXS Biz Account in a calendar month. And for Singtel users who are GXS Biz Account holder AND existing/new-to-Singtel retail with at least 1 Singtel postpaid service (Postpaid or GOMO), Broadband, TV or Fixed Line or SMB customer who meet the eligibility criteria. Earn 0.8% bonus interest on top of base interest of 1.88% p.a (2.68%p.a.) on GXS Biz Account balances till 8 March 2025. Post that, additional 0.5% on top of base interest of 1.88% p.a (2.38%p.a.) applies.
Biz Ecosystem Terms - Grab and Biz Ecosystem Terms - Singtel shall apply.
²Effective Interest Rate (EIR) is calculated based on an average loan amount of S$10,000 with a 24-month repayment period, from 1 Jan 2025 to 1 Jan 2027.
Approval of your application is subject to receipt of all supporting documents and further review. GXS Bank reserves the right to approve or reject your application without providing any reasons. Late interest charges may apply in the event of late repayment. Your loan is subject to review from time to time, and may be cancelled by GXS at its discretion. Terms and Conditions apply.