Capital in 24 Hours
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Capital in 24 Hours
Built For Every Stage of Your Business.
Daily interest on business accounts. Fast business loans up to S$5M.
Built For Every Stage of Your Business.
Daily interest on business accounts. Fast business loans up to S$1M.
Singapore’s digital bank for SMEs.
Bank anytime, anywhere.
Your time is money. Check in on your business finances whenever you need. No branches, no queues.
You've made us one of the region's best.
Thank you.
Independently judged by the region's most respected banking authorities. Proof that better banking is possible — and worth celebrating together.
Awarded by Asian Banking & Finance
Retail Banking Awards 2026
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Initiative of the Year
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Daily interest in your business account.
Fast business loans up to S$5M.
Add a little Huat to your 2025 CNY
Start the year right with GXS Business Banking. Earn up to 2.68% p.a interest with GXS Biz Account¹, and get access to flexible financing with GXS FlexiLoan Biz, a low-interest standby credit line² that also comes with the GXS Biz Account.
Up to S$588 cashback could also be yours when you boost your business finances with GXS Business Banking.
Here's how:
Step 1: Download the GXS Bank app and sign up for a GXS Biz Account or GXS Flexiloan Biz in minutes.
Step 2: Make a deposit or draw a loan between 20 Jan and 28 Feb 2025.^
Deposit min. $10,000
Borrow min. $8,000
Borrow min. $18,000
Borrow min. $28,000
S$88
S$188
S$388
S$588
Step 3: Receive your cashback directly in your GXS Biz Account by 30 June 2025.
GXS Biz Account
Daily interest business account
Get 1.08% p.a. daily interest. Zero fees, no minimum balance, unlimited free PayNow transfers. Instant account opening.
GXS FlexiLoan Biz
Standby credit line. Capital in 4 minutes.
Customize the loan you need, at low rates from 4.99% p.a. (EIR 9.32% p.a.). No fees, no early repayment charges.
The best of Grab & Singtel
Special privileges for Grab Merchant partners and Singtel customers.
Hear it from homegrown businesses
Real voices, real successes - here's how our customers are winning with GXS Bank.
See how Greatsea Group found faster financing with GXS Business Banking.
Bridge the gap between billing and payment. Access up to 80% of your approved invoice value upfront, and receive the remaining balance once your customer pays in full.
Now serving Singapore private limited companies, Sole proprietorship and Limited Liability Partnerships (LLP) owned by a Singaporean or PR
Fast funding for businesses just like yours. Hear from them.
Working Capital Loan is a credit facility designed to help Singapore Businesses with daily operational costs, seize growth opportunities and navigate unexpected emergencies. Working Capital Loan is a Government assisted business loan for small-medium businesses in Singapore.
Now serving Singapore private limited companies and Sole proprietorship owned by a Singaporean or PR.
GXS FlexiLoan Biz lets me manage my operating cashflow, and having GXS Biz Account assures my corporate clients that their payments to me are going to a credible and secure account.
Getting higher interest rates from my GXS Biz Account is great, and it works seamlessly with my Grabpay to receive payment from my customers.
I was looking for an alternative business account with no charges for transactions, and chose GXS Biz Account because of its ease of use and daily interests.
GXS FlexiLoan Biz lets me manage my operating cashflow, and having GXS Biz Account assures my corporate clients that their payments to me are going to a credible and secure account.
Getting higher interest rates from my GXS Biz Account is great, and it works seamlessly with my Grabpay to receive payment from my customers.
I was looking for an alternative business account with no charges for transactions, and chose GXS Biz Account because of its ease of use and daily interests.
GXS FlexiLoan Biz lets me manage my operating cashflow, and having GXS Biz Account assures my corporate clients that their payments to me are going to a credible and secure account.
Getting higher interest rates from my GXS Biz Account is great, and it works seamlessly with my Grabpay to receive payment from my customers.
All on an app.
Bank anytime, anywhere.
Your time is money. Check in on your business finances whenever you need. No branches, no queues.
DY?
Sign up in under 4 minutes. No paper work, no branches.
GXS Bank holds a banking license and is regulated by the Monetary Authority of Singapore. GXS Business Banking operates under GXS Bank to provide financial products and services to enterprises. GXS Bank is a separate entity and is not associated with the businesses of Grab, Singtel, or their entities.
Approval of your application for GXS Business Banking products and services is subject to the receipt of all supporting documents, review, and processing time. GXS Bank reserves the right to approve or reject applications without providing reasons. Late interest charges may apply for late repayment. Loans are subject to periodic review and may be cancelled at the discretion of GXS Bank.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Full Terms and conditions apply, please visit:
Business Account Terms here.
GXS FlexiLoan Biz Terms here.
Biz Ecosystem Terms - Grab here.
Biz Ecosystem Terms - Singtel here.
Terms and conditions governing GXS Business Banking Campaign here.
GXS SME terms and conditions, click here.
