Turn your property into business possibilities
GXS Biz Property-backed Loan unlocks growth with secured working capital loans up to S$2M1.
Now serving SMEs in Singapore.
In partnership with
Loan up to S$2M.
Access the capital to accelerate your growth.
Maximize your property's potential
Unlock up to 80% of your residential property or up to 70% of your commercial property value.
Competitive interest rates
Fuel your next big move with competitive financing rates.
Ease your cash flow with monthly interest-only repayments
Principal repayment due only at the end of the loan tenure.
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Got questions?
We got answers.
What is GXS Biz Property-backed Loan?
GXS Biz Property-backed Loan, also known as property-backed loans, is a secured loan product that allows SMEs to use residential or commercial properties as collateral to access working capital loans of up to $2 million SGD.
This product is being offered in partnership with FS Capital Pte. Ltd.
What documents are required for my GXS Biz Property-backed Loan application?
- Most recent audited financial statements and/or management accounts, if available
- Latest 6 months bank statements
- Director(s) and shareholder(s) NRIC or passport, 1 year NOA and Credit Bureau Singapore report
Additional documents may be required. This is determined on a case by case basis. Our team will reach out to you once your application is received.
Am I eligible for GXS Biz Property-backed Loan?
To be eligible, your business will need to fulfil the following criteria:
- Singapore registered Pte Ltd. company
- Minimum 30% shareholding by a Singapore Citizen or Permanent Resident
- Minimum 6 months operating history
This product is currently not open to sole proprietors or partnerships.
Currently prioritised for selected customers within the GXS, Funding Societies, Grab, and Singtel ecosystem.
Register your interest today here (www.business.gxs.com.sg/contact) and we will reach out to you soon.
1GXS Biz Property-backed Loan is provided by GXS Bank Pte. Ltd. (UEN 202005626H) as the lender and FS Capital Pte. Ltd. (UEN 201631787R) as the facility agent. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore. GXS Bank and FS Capital are separate entities and are not associated with the businesses of Grab, Singtel, or their entities.
Approval of your application is subject to receipt of all supporting documents and further review. GXS Bank reserves the right to approve or reject your application without providing any reasons. Late interest charges may apply in the event of late repayment. Your loan is subject to review from time to time, and may be cancelled by GXS Bank at its discretion. Terms and Conditions apply.
