General Performance Information Disclosure
Year of Disbursement
2025
2024
2023
Expected Rates of Return
1Of which 73% were subsequently recovered from borrowers, as of 31 Dec 2025.
2Of which 24% were subsequently recovered from borrowers, as of 31 Dec 2025.
3Of which 71% were subsequently recovered from borrowers, as of 31 Dec 2025.
4Of which 12% were subsequently recovered from borrowers, as of 31 Dec 2025.
* Information on this page has been prepared as general information as of 31 December 2025.
* Actual returns may be lower than the expected rates of return, and historical rates of returns may not reflect future returns
5Lowest and Highest annualized Internal Rate of Return (IRR) for the loans disbursed in that calendar year, calculated for each loan based on actual cashflows. It considers both the principal (outflow) and the interest received minus any service fees charged (inflow).
6Weighted and annualized Internal Rate of Return (IRR) for loans disbursed in that calendar year, calculated for each loan based on actual cashflows. It considers both the principal (outflow) and the interest received minus any service fees charged (inflow).
7Calculated as a snapshot as of 31 December of the year: Principal due and unpaid from 30 days to < 90 days, divided by the total principal outstanding of loans disbursed in that year.
8Calculated as a snapshot as of 31 December of the year: Principal due and unpaid for more than 90 days, divided by the total principal outstanding of loans disbursed in that year.
2Of which 24% were subsequently recovered from borrowers, as of 31 Dec 2025.
3Of which 71% were subsequently recovered from borrowers, as of 31 Dec 2025.
4Of which 12% were subsequently recovered from borrowers, as of 31 Dec 2025.
* Information on this page has been prepared as general information as of 31 December 2025.
* Actual returns may be lower than the expected rates of return, and historical rates of returns may not reflect future returns
5Lowest and Highest annualized Internal Rate of Return (IRR) for the loans disbursed in that calendar year, calculated for each loan based on actual cashflows. It considers both the principal (outflow) and the interest received minus any service fees charged (inflow).
6Weighted and annualized Internal Rate of Return (IRR) for loans disbursed in that calendar year, calculated for each loan based on actual cashflows. It considers both the principal (outflow) and the interest received minus any service fees charged (inflow).
7Calculated as a snapshot as of 31 December of the year: Principal due and unpaid from 30 days to < 90 days, divided by the total principal outstanding of loans disbursed in that year.
8Calculated as a snapshot as of 31 December of the year: Principal due and unpaid for more than 90 days, divided by the total principal outstanding of loans disbursed in that year.
