Government-Assisted Business Loans

Leverage our government-backed financing schemes to access higher loan limits and scale your business faster.

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GXS Bank is a participating financial institution under Enterprise Singapore's (ESG) Enterprise Financing Scheme.

Benefits

Higher limits‍

Unlock maximum credit limits through government schemes.

Flexible facilities

We offer a suite of business loans built for every stage of your business.

No collateral

No need to pledge your assets.

 Browse our business loans.

Working Capital Loan

Cover daily operational costs, seize growth opportunities and navigate unexpected emergencies.

  • Up to S$500k
  • Loan tenure up to 36 months
  • Minimal documentation
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Invoice Financing

Turn your invoices into valuable cash flow for your business.

  • Up to 1M credit line
  • Minimal documentation
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Purchase Order Financing

Convert your purchase orders into instant cash flow for overheads and purchases.

  • Up to 1M credit line
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Accounts Payable

Pay your local or overseas suppliers upfront.

  • Up to 1M credit line
  • 100% LTV
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READY?
REA
DY?

Grow your business with fast financing now.

Need Assistance?

Support for Previous GXS Capital Investors
If you were an investor under GXS Capital and require help or clarification, reach out to us at ir@gxs.com.sg.
For Loan Enquiries
For GXS Capital products or financing options, reach out to us at smebiz@gxs.com.sg or contact your relationship manager.

GXS Business Banking consists of products and services provided by GXS Bank and GXS Capital. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore. GXS Capital operates under the legal entity Validus Capital Pte. Ltd. (a wholly-owned subsidiary of GXS Bank), which holds a Capital Markets Services license for dealing in Capital Markets Products which are securities, issued by the Monetary Authority of Singapore. GXS Bank and GXS Capital are separate entities and are not associated with the businesses of Grab, Singtel, or their entities.

Approval of your application for GXS Business Banking products and services is subject to the receipt of all supporting documents, review, and processing time. GXS Bank and GXS Capital reserve the right to approve or reject applications without providing reasons. Late interest charges may apply for late repayment. Loans are subject to periodic review and may be cancelled at the discretion of GXS Bank and/or GXS Capital.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Full Terms and conditions apply, please visit:
Business Account Terms here.
GXS FlexiLoan Biz Terms here.
Biz Ecosystem Terms - Grab here.
Biz Ecosystem Terms - Singtel here.
Terms and conditions governing GXS Business Banking Campaign here.

For GXS Capital SME terms and conditions, click here.
For GXS Capital Investor’s terms and conditions, click here.
For GXS Capital General Performance Information Disclosure, click here.
For GXS Capital Terms of Use, click here.
For GXS Capital Privacy Policy, click here.
For GXS Capital Fraud Disclaimer, click here.
For GXS Capital Vulnerability Disclosure Policy, click here.

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