Government-Assisted Business Loans
Leverage our government-backed financing schemes to access higher loan limits and scale your business faster.
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GXS Bank is a participating financial institution under Enterprise Singapore's (ESG) Enterprise Financing Scheme.
Benefits
Unlock maximum credit limits through government schemes.
We offer a suite of business loans built for every stage of your business.
No need to pledge your assets.
Browse our business loans.

Cover daily operational costs, seize growth opportunities and navigate unexpected emergencies.
- Up to S$500k
- Loan tenure up to 36 months
- Minimal documentation
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Turn your invoices into valuable cash flow for your business.
- Up to S$1M credit line
- Minimal documentation
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Convert your purchase orders into instant cash flow for overheads and purchases.
- Up to S$1M credit line
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Pay your local or overseas suppliers upfront.
- Up to S$1M credit line
- 100% LTV
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Grow your business with fast financing now.
Need Assistance?
GXS Bank holds a banking license and is regulated by the Monetary Authority of Singapore. GXS Business Banking operates under GXS Bank to provide financial products and services to enterprises. GXS Bank is a separate entity and is not associated with the businesses of Grab, Singtel, or their entities.
Approval of your application for GXS Business Banking products and services is subject to the receipt of all supporting documents, review, and processing time. GXS Bank reserves the right to approve or reject applications without providing reasons. Late interest charges may apply for late repayment. Loans are subject to periodic review and may be cancelled at the discretion of GXS Bank.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Full Terms and conditions apply, please visit:
Business Account Terms here.
GXS FlexiLoan Biz Terms here.
Biz Ecosystem Terms - Grab here.
Biz Ecosystem Terms - Singtel here.
Terms and conditions governing GXS Business Banking Campaign here.
GXS SME terms and conditions, click here.