Capital in 24 Hours

At GXS Bank, we understand that for an SME, timing is a critical factor in seizing growth. We know that when opportunity strikes, having fast access to capital can make all the difference. To celebrate Global MSME Day (27 June), we are launching our new brand promise: Capital in 24 Hours. This campaign isn't just a refresh; it’s our brand promise to deliver business financing in unparalleled speed. We are redefining digital banking by ensuring that Singapore’s SMEs get the funding they need with the speed they deserve. When opportunity knocks, GXS Bank aims that you have the capital to answer within one business day. T&Cs apply.

Promo: Apply for a GXS FlexiLoan Biz and/or Working Capital Loan by GXS Capital and draw down during the campaign period to enjoy rewards such as a disbursal fee rebate of up to S$15,000. Customers who make their first 3 repayments on time with no early prepayment will have the rebate credited directly into their account.

For GXS FlexiLoan Biz, you must:

- Be at least 18 years old

- Have a residential address in Singapore

- Be a Singapore citizen or Singapore Permanent Resident

- Have a Singpass Myinfo account

- Have an active ACRA registration account

- Not currently hold, and never have held, a GXS Savings Account, GXS FlexiLoan, or GXS FlexiCard

- Not currently hold, and never have held, a GXS Biz Account or a GXS FlexiLoan Biz account.

- The GXS FlexiLoan Biz is currently available for sole proprietors and Private Limited entities with a single director and single shareholder where both roles are held by the same person.

Do note that all GXS FlexiLoan Biz applications go through an evaluation process which is aligned with our internal requirements. This process includes an assessment of the applicant’s credit profile and eligibility.

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For Working Capital Loan by GXS Capital, you:

- Must be a Private Limited Company (at least 6 months in operation) or a Sole Proprietorship (at least 12 months in operation)

- Must be incorporated in Singapore.

- Must be at least 25% locally owned by a Singaporean or Singapore Permanent Resident (PR).

All loans are subject to evaluation by the credit and risk teams.

To qualify for the 0% fee promotion, customers must maintain their financing in good standing (no late or missed payments). The applicable interest or disbursal fee will be charged upfront and subsequently credited back to your account as a fee rebate after the first three (3) months of the financing tenure have been completed.

Important Note: This offer is valid for new successful applications only. Standard interest rates and fees will apply as per your credit agreement after the initial promotional month. Approval is subject to credit assessment and internal policy requirements.

After you make your loan repayments on time for the first 3 months, your interest rate/disbursal fee rebate will be credited directly into your account.