S$1M in 24 hours
business financing from 0.25% p.m.
Invoice Financing
Pre-GR Financing
Purchase Order Financing
No collateral. Minimal documentation. No lock-in period.
No collateral. Minimal documentation. No lock-in period.
No collateral. Minimal documentation. No lock-in period.
No collateral. Minimal documentation. No lock-in period.
How does our financing solution work?
Get started now.
Unlock Exclusive Financing with Singtel & GXS Capital
This limited time offer from GXS Capital allows you to get up to 80% of your approved invoice, POs and GRs (goods receivable) values typically within 24 hours, to support your cash flows in line with your needs, subject to eligibility and approval.
Got questions?
We got answers.
What is the 0% Fee Campaign Promo?
Customers who make their first financing disbursement by 31 July 2026 canenjoy 0% disbursal fee and 0% interest for the first month on their firsttransaction, for financing amounts of up to S$100,000. This means you canaccess working capital with no upfront disbursal fee and no interest charged inthe first month on your first eligible drawdown during the promotional period.
How much would I save if I signed up for the Supplier Financing?
What is the Singtel Supplier Exclusive Rate?
The promotional pricing for the products listed above is exclusively for Singtel suppliers only,
as follows:
• Invoice Financing – 0.25% per month
• Pre-GR Financing – 0.34% per month
• Purchase Order Financing – 0.42% per month
a. A 0.1% disbursal fee applies.
These financing solutions are available exclusively to Singtel suppliers. The preferential rates are offered on a promotional basis and will remain in effect until further notice.
Is my business eligible for financing?
a. We finance Singapore private limited companies that have been in operationfor at least 6 months, and sole proprietorships (owned by Singaporeans or PRs) that have been in operation for at least 12 months.
b. The loan approval outcome will depend on the assessment of our credit and risk teams.
How do I apply?
Simply get in touch with us with the form above. Once your application has been approved and the documents verified by our credit team, the funds will be disbursed to your nominated account within 24 hours.
What documents are required?
Invoice Financing
Upon onboarding:
• Credit Bureau Statement (CBS)
For each drawdown:
• Invoice
• Acubuy screenshot showing invoice status
Pre-GR Financing
Upon onboarding:
• Credit Bureau Statement (CBS)
For each drawdown:
• PO/ WO issued by Singtel
• Delivery Order/ Work Completion Certificate endorsed by Singtel
• Draft invoice
Purchase Order Financing
Upon onboarding:
• Credit Bureau Statement (CBS)
For each drawdown:
• Purchase Order/ Work Order issued by Singtel
What are the fees involved?
Loan Interest: 0.25% per month charged on the loan amount
Disbursement Fee: 0.1% per month charged on the loan amount
Late Fee: 1.5% of the outstanding loan amount
Need Assistance?
GXS Business Banking consists of products and services provided by GXS Bank and GXS Capital. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore. GXS Capital operates under the legal entity Validus Capital Pte. Ltd. (a wholly-owned subsidiary of GXS Bank), which holds a Capital Markets Services license for dealing in Capital Markets Products which are securities, issued by the Monetary Authority of Singapore. GXS Bank and GXS Capital are separate entities and are not associated with the businesses of Grab, Singtel, or their entities.
Approval of your application for GXS Business Banking products and services is subject to the receipt of all supporting documents, review, and processing time. GXS Bank and GXS Capital reserve the right to approve or reject applications without providing reasons. Late interest charges may apply for late repayment. Loans are subject to periodic review and may be cancelled at the discretion of GXS Bank and/or GXS Capital.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Full terms and conditions apply, please visit:
Business Account Terms here.
GXS FlexiLoan Biz Terms here.
Biz Ecosystem Terms - Grab here.
Biz Ecosystem Terms - Singtel here.
Terms and conditions governing GXS Business Banking Campaign here.
For GXS Capital SME terms and conditions, click here.
For GXS Capital Investor’s terms and conditions, click here.
For GXS Capital General Performance Information Disclosure, click here.
For GXS Capital Terms of Use, click here.
For GXS Capital Privacy Policy, click here.
For GXS Capital Fraud Disclaimer, click here.
For GXS Capital Vulnerability Disclosure Policy, click here.
